HSBC Business Start-Up Package

We know that business is personal to you. In fact, starting a business is one of the most important things you’ll ever do in your life and one that is worth taking the time to get right, right from the start.

As bankers we can’t possibly know as much about your business as you do. But we do know how to provide a banking service that’s personal to you. That’s because we understand the financial needs of business and businesses. So our business is based on providing the support you need for your business, when you need it.

We appreciate that many aspects of starting a business are new to you. That’s why we’ve put together a special Business Start-Up Package to get your business up and running. It’s based on the personal service from our Business Specialists to ensure your needs are met because we believe that if you are successful, so are we. Your decisions are yours, but we’ll always be there to help you when you need us.

Our Business Start-up Package includes:

• 50% off all your processing fees.
• 50% reduction in margin on all Foreign Exchange transactions.
• 50% off all the bank’s legal fees if you are charging property to HSBC as security.
• Free EPOS Machine.
• Free Two Months Premium on Keyman, Shareholders Business Insurance and Life policies.
• Links to our global and international business contacts
• Moratorium on Capital Repayments for the first 12 months. This means that you can postpone capital repayments for one year. (Although Debit Interest must still be met as it falls due.)

Our Business Start-up Package comes with the following benefits:

• Business Consultancy
  Your Business Specialist may introduce you to a business consultancy firm that will help you prepare the important documents and benefit from subsidised rates.
• EU/Legal advice
  Your Business Specialist can refer you to third party advisors to explore all the potential incentives offered by the European Union and obtain grants in a timely manner. They can also provide project management and/or financial advice on any aspect of your EU co-financed project/initiative. We can also refer you to Legal Advisors in case you require information on the setting up of a new company/firm or partnership.
• Free web site including 100MB hosting space for unlimited pages. A contents management system for 6 months including:
  Free web site Home Page design
  Free POP3 e-mail account.
  Visit www.imsmalta.com to access IMS Ltd’s website
• A 50% discount on JCI Malta membership will entitle members to attend training and other events at advantageous rates.
  Visit www.jci.org.mt to access the JCI Malta website
• hsbc.com.mt/businessbanking
  Beside the business banking service you’ll need, HSBC provides a wealth of information and services. Find more details at our website for business.

HSBC is licensed by the MFSA to conduct investment service business and is enrolled as a tied insurance intermediary of HSBC Life Assurance (Malta) Ltd under the Insurance Intermediary Act 2006.