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Information on solutions to complement your Commercial Manager relationship
Are you looking for a bank that shares your vision of success , whose Relationship Managers take the time to understand your business ambitions and aspirations. Our team of Relationship Managers is empowered to deliver suitable solutions within short time frames, enabling you take quick decisions in a dynamic environment. Your Relationship Manager provides access to a network of specialists and experts in specific areas of financial services. So you will benefit from our global reach and our levels of expertise.
HSBC Commercial Banking offers you this and more. Come and talk to one of our Relationship Managers about how we can help your business. To book a meeting, call our Business Call Centre on 2380 8000.
 Business Internet BankingConvenient, secure and simple 24/7 banking |
Business Telephone BankingThe simple and secure way to conduct your business financial needs over the phone. |
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Business Current AccountOur business current account is a basic requirement for every business, allowing you to make and receive payments by cash, cheque or electronic means. |
Business Saving AccountOur business savings account could be the right solution for you if you have surplus funds or business savings. |
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Term Deposit AccountOur business term deposit account could be the right solution for you if you want to earn top rates of interest on your business savings with the security of a fixed interest rate. |
Foreign Currency AccountOur business foreign currency account could be the right solution for you if you need a bank account because you trade with customers and suppliers in other countries using other currencies. |
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Business OverdraftOur Business Overdraft is a simple, cost-effective way to meet your working capital requirements and get extra cash when you need it. |
Term LoanA Term Loan allows you to invest larger amounts in your business whilst controlling the effect on your cash flow. |
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Commercial Property LoanThe commercial property loan is a simple, cost-effective way of raising finance to purchase business premises. |
Green LoansOur unsecured Green Loan is your ideal solution to finance a range of environmentally friendly initiatives and energy saving products. |
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Negozju CardOur Negozju Cards have been purposely designed for Businesses like yours and give you immediate and easy access to your money. |
Cash and Cheque DepositsThe success of any business lies in making good use of funds. If your business generates cheques and large amounts of notes and coins it is important for you to get this money into your account as quickly as possible and in a secure way. |
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Foreign Cheque Collection / NegotiationIn your business you may receive payment by foreign cheques in euro and other currencies that are payable outside Malta, which you need to credit into your account. |
Direct CreditPayment by Direct Credit is an inexpensive and efficient way of making payments to various beneficiaries in respect of e.g. salaries and settlement of bills for payments and services, while reducing your administrative costs in issuing cheques. |
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Direct DebitPayment by Direct Debit is an inexpensive and efficient way of collecting periodic payments from your various customers in respect of e.g. subscriptions, insurance policies, while improving your cash flow as you will have full control over payments due from your customers. |
Inward PaymentsIn your line of business you may receive payments from both local and overseas business partners, in local and other currencies. In these circumstances, the success of your business will depend on how timely these payments are credited to your account. |
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Outward PaymentsWhatever the size of your business you will always require to make payments either locally or overseas. The execution of timely payments plays an important role in the success of your business |
EPOS and E CommerceReceiving the proceeds from the sale of goods and services securely and efficiently is fundamentally important for your business in order to improve cash flow and utilise financial resources to the optimum. |
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Trade and Supply ChainThe choice of a trade services provider is vital in a world where both speed and attention to detail are crucial and where you need a partner who can seamlessly combine local service excellence with global reach. |
Invoice FinanceAchieving an effective cash flow is essential to the success of your business particularly if you sell on trade credit terms, whilst chasing payment wastes value time and resources that could be profitably employed elsewhere. |
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Risk ManagementAre you involved in importing, or exporting? Do you have investments or liabilities abroad? If so, you are likely to be involved in some form of foreign exchange risk. Our dedicated Global Markets Team can help you minimise these risks and make sure your money works harder for you. |
