International Business Success is Out There.

We'll help you find it.

Look a bit further and realise a whole world of business opportunity.

You may already be trading successfully in Malta and wondering whether international expansion would be worthwhile.

Shouldn’t you have a banking partner that can guide you to international success almost anywhere in the world?

Growing your business

Whatever your size, scope and needs, whether you are internationally established or just starting out, whether you are a major corporate entity or a sole trader, a charity or not-for-profit, trade or social organisation, or even a government organisation, the facilities and benefits of what we do can enhance what you do.

More opportunities

We believe that businesses with a global perspective have more opportunities to grow and succeed. No other bank is better placed to help you make the most of those opportunities than HSBC. Through the worldwide HSBC Global group, we can connect you with the right people in the right places. Beyond the comprehensive cross-border range of products and services you would expect, we add the global can-do attitude that marks out HSBC as different from others. Why should doing business abroad be more difficult than doing business in Malta?

Global network

Our Commercial global network comprises over 7,000 experts in 65 countries. It means more than just experience and knowledge, it means real local insight and understanding. So tell us your ideas and needs and we will guide you towards realising them with proactive advice and personal support. Wherever you are, we are.

We’ll connect your business to the world

We have the privilege of serving a uniquely international customer base, ranging from governments and major multi-national corporations to around 125 million individuals. We support millions of businesses around the globe, no two are alike and every one has a different measure of success.

Whatever business sector you are in, we take the time to understand your future aspirations as well as your current international business needs.

World Class Products and Services for Worldwide Business

We take the time to understand your business. We’ll come to you with tailored solutions and advice to help you make better international business decisions.

Helping you make business internationally easy.

Doing business internationally shouldn’t be more difficult than at home, but we understand there are more challenges to navigate. As the world’s local bank, we enable businesses like yours to realise opportunities across borders and time zones. The range and diversity of our products and services enables you to bring the world closer and demystify its complexities, as well as mitigate risks, to help you gain the rewards from international trade.

Business Bank Accounts

Overseas bank accounts:

• How it works – These enable you to make or receive payments in overseas markets. You can build up foreign currency reserves in local banks to save on exchange rate costs and administration time.
• The benefits – Our International Banking Centre teams specialise in opening international accounts. With our network and experience you get quick and easy access to overseas business accounts. These are useful when paying local suppliers and local staff. As they are in local currency you can wait for favourable exchange rates before converting your money.

Foreign Currency Accounts:

• How it works – You bank in Malta as usual, but in a range of foreign currencies rather than Euro. You can make quick direct foreign currency payments and receipts without an overseas bank account.
• The benefits – A simple way to manage your foreign currency, international cash flow and exposure from Malta. These accounts are easier and cheaper to set up and manage than managing accounts overseas. You can save time and money.

Doing International Business Online

HSBC is uniquely positioned to offer you a full range of banking solutions, including a secure and efficient online banking system which are fundamental in setting up business abroad.

HSBC’s online banking service could be the right solution for you.

Business Internet Banking

• How it works – You have direct, secure access at any time of the day or night to all your accounts online from anywhere in the world. You can make transfers between accounts, pay and receive money, check balances, move money between accounts and download data to spreadsheets.
• The benefits – You can bank when, where and how you want to and achieve potential cost savings through cheaper online transactions. You save time, travel costs and paperwork. If your business needs more advanced services, you can upgrade to the award winning HSBCnet service.

HSBCnet

• How it works – Using state of the art encryption and security systems, HSBCnet provides online access through a single log on to an entire suite of sophisticated global banking and other financial services tools. It is ideal for larger businesses and allows multiple users from many locations.
• The benefits – Cash management facilities to make domestic and international payments and access full information on your accounts with HSBC Bank globally and with other banks around the world.

Global markets facilities to give you access to a library of research, up to date market data.

Making and Receiving International Payments

Is your relationship with your international customer or supplier long-term or new?

Trading with another country exposes your business with payment delays and currency fluctuation.

International payments and Cash Management

• How it works – Payments and Cash Management, our collective term for money transmission and payments methods, works as a simple packaged solution or bespoke multi-product packages. You can make and receive international payments, including overseas priority payments, and process international cheques, including clearing and negotiation of international cheques. You can achieve Direct Credits, Direct Debits and issue Bank drafts as well as buy and sell Foreign Exchange products (Spot FX, Forwards, etc), and buy business travel money.
• The benefits – You get consistency and simplified Payments and Cash Management facilities through one provider whatever the complexity of transactions. This means quicker, easier and less costly payments across Europe and beyond. You also get HSBC’s extensive knowledge and expertise in foreign exchange and treasury – therefore mitigating foreign exchange risk. HSBC’s European reach spans more countries than any other bank.
• Covering risks – Trading internationally involves exchange rate risks. If a rate moves against you, the gap between agreeing a price and receiving payment can cost you your profit. Our range of foreign exchange products can help reduce this risk.

Importing and Exporting

Are you already trading internationally? Or about to start? Do you have a complex trade issue? Or a simple one? We can help you solve this by offering you a range of trade services that can help you trade internationally with confidence.

No matter what stage your business is at HSBC can help you trade internationally.

International Trade and Supply Chain

• How it works – This integrated service provides a range of products, services and advice to support businesses of all sizes throughout every step of the trade cycle. They are fitted together and engineered specifically to each individual business needs.
• The benefits – This service gives you the security of doing international business in a safe, cost-efficient way with financing and risk mitigation solutions wherever you trade. International Trade and Supply Chain can also protect your business from non-payment and non-delivery of goods, and manage your working capital and cash flow. You can focus on running your business, devolving technical international trade matters to experts. The global HSBC Group comprises 8,500 offices in 86 countries and trade finance is a core competency everywhere we do business. Our unrivalled trade knowledge and best practice advice helps businesses of all sizes to understand local laws, customs and risks in overseas markets. We help you to maximise the opportunities in global buying and selling and minimise the risks.

Our services include:

Payment Protection

• Import and Export Letters of Credit
• Import and Export Collections
• Bonds, Guarantees and Standby Letters of Credit

Financing Trade

• Trade Cycle Finance
• International Invoice Finance and Credit Protection
• Trade and Supply Chain (structured trade products)

International Finance Options:

• Foreign Currency Loans
• International Invoice Finance & Supplier Finance

Customer risks – You need to ensure you will be paid for the goods or services you supply, or that you will receive what you have paid for on time and in good order, before you enter into any agreement with a customer.

Our Trade and Supply Chain service can help you with a range of products and services including Documentary Credits.

As part of our International Invoice Finance proposition we can help you protect your business from bad debts through our credit protection service.

Transport and cargo risks – Whether you are importing or exporting, you need to ensure that goods will be intact on arrival and are properly insured. This gives you the peace of mind to do business anywhere in the world. We will make sure that the risks are fully explained and that your insurance policy will adequately cover the risks involved.

Your Next Business Move

Your business success is out there.
Is your bank?

Our aim at HSBC is to bring you the experience and knowledge we have accumulated through two centuries of business banking around the world. We believe we have unrivalled talent and people and can make a genuine difference, whether you are an experienced international business or are just starting out.

Everything starts with a discussion, so please get in touch with your HSBC Relationship Manager to share ideas and information.

If you do not have a Relationship Manager, or are not an HSBC customer, call our Business Customer Service on 2380 8000 to discuss your requirements.