The HSBC Negozju Card Package will open a new world of opportunities to help you organise your business finances and to save you time and money by separating personal and business spending.
This package allows you the flexibility of having a card for the main holder (director) and supplementary cards for the employees of your choice, while still receiving details of expenses in one composite card statement for ease of administration.
Negozju International Debit Card
Our new Negozju International Debit Card can be used to withdraw funds directly from your business account from all worldwide ATMs displaying the VISA sign and can also be used to effect purchases from any outlet displaying the VISA sign.
Negozju Credit Card
The new Negozju Credit Card is also your ideal travel companion offering you a Visa Credit card, free multi-trip travel insurance and the chance to earn reward points which you can redeem into KMiles with Air Malta's Frequent Flyer Programme. It also grants your business up to 56 days interest free credit to give you flexibility to manage your cashflows, and so much more.
| Eligibility | Registered Business (with VAT registration number) including self-employed, sole traders or business associates. The card is available provided the business meeting our policy requirements. | |
| Cost |  |
€68.00 p.a for International Debit and Credit card |
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€56.00 p.a. for Credit Card only | |
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€23.00 p.a per each named employee | |
| Cost of International Debit Card (Visa) | ||
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€12.00 p.a | |
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Free Supplementary cards for named additional employees | |
| Visa Negozju credit card | A minimum credit limit of €700 | |
| Other Benefits | |
Multi-trip comprehensive business travel insurance Policy covers you as the Business Owner and additional named employees working for your business. Policy cover basic travel requirements including equipment such as laptops. Download the full details of the cover (181k PDF, 16 pages). |
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Purchase Protection Any purchases which you make with your Visa Negozju will be covered by a warranty. Download the full details of the cover (113k PDF, 8 pages). |
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Loyalty Reward Points - KMiles Every time you use your VISA Negozju credit card to pay for your purchases, you will earn reward points which you can then redeem into KMiles with Air Malta's frequent flyer programme Flypass. To benefit from this offer you need to be a registered member of Flypass. You can get further information and register for Flypass on Air Malta's website www.airmalta.com or by calling the Flypass unit on 2299 9425 /6 /7. |
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The VISA Global Customer Assistance Service is also available to you as an HSBC Negozju Cards holder, offering the following facilities: - Reporting of a lost or stolen card - Emergency card replacement service - Emergency cash disbursement - Emergency travel assistance - Medical referral service - Legal referral service |
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Access to the La Valette Lounge at Malta International Airport for a nominal fee of €14.50 per entry per person | |
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Enjoy discounts locally and worldwide with our home&Away discounts. Full details at www.homeandaway.hsbc.com | |
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Stockbroking Services 25% discount on commission for both local and foreign investments |
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Financial Planning Service This free service is specifically designed to help you achieve your financial aspirations. One of our financial planning officers will work closely with you to understand your individual needs and tailor a comprehensive financial plan covering a range of products. You may also avail yourself of a refund of the first two months premia on level term protection policies and additional benefits purchased from HSBC Life Assurance (Malta) Ltd. subject to maximum of €150 per monthly premium. HSBC Bank Malta p.l.c. is licensed by the Malta Financial Services Authority to provide investment services under the Investment Services Act 1994 and is a sub-agent of HSBC Life Assurance (Malta) Ltd. which is authorised by the Malta Financial Services Authority to carry on the business of insurance in Malta under the Insurance Business Act 1998. |
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| Terms & Conditions | Download: | |
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Debit and Credit Card Terms & Conditions (68k PDF, 12 pages) | |
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Business Trip Travel Insurance Terms & Conditions (347k PDF, 22 pages) | |
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Purchase Protection Cover Terms & Conditions (113k PDF, 8 pages) | |
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Negozju Rewards Programme Terms & Conditions (74k PDF, 12 pages) | |
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VISA Global Customer Assistance Services (68k PDF, 8 pages) | |
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Negozju Card and Account Fees (82k PDF, 2 pages) | |
