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* Representative Example: In case where you apply for a personal loan of €10,000, repayable over 5 years at a variable borrowing rate of 6.50% where no processing fee is charged, the Annual Percentage Rate (APR) will be 6.8%. Monthly repayments will be of €196.11 and total amount paid after 5 years will be €11,764.25.
Our Flexicredit product is designed to help you acquire the consumer items you require and also to finance your short term financing needs.
  Flexicredit Loan
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Flexicredit Overdraft
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Green Loan
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 Personal Loan Credit Insurance
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myPotential Loan
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Fixed Interest Personal Loans
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Whether you're taking out a Flexicredit loan to buy a car, take a holiday, install a kitchen or for any reason, you will have your loan within an hour... only from HSBC.
Our Flexicredit Overdraft is a simple, cost-effective way to meet your working capital requirements and get extra cash when you need it. Overdrafts are usually very quick and easy to arrange, and can be tailored to suit your individual needs.
Our exclusive Green Loan is your ideal solution to finance a range of environmentally friendly initiatives and energy saving products.
Optional Personal Loan Credit Insurance now makes it possible for you to protect the amount outstanding on your Flexicredit loan in the event of death, sickness, accident or involuntary unemployment.
You may chose to fix your interest rate on personal loans.