Lending Solutions for Students & Graduates

Whether you are a student or just graduated, through our specifically designed packages we will :

• help you manage your money
• provide you with a range of beneficial accounts and services
• help you realise that keeping your finances under control can bring real benefits now and in the long term as well

Yes 4 Students 13+

If you are a secondary student aged between 13 - 15, then our Yes 4 Students 13+ package will help you meet most of your financial needs.

Unsecured Computer Loan

If you need to buy a computer, HSBC offers a discounted Flexicredit of up to €3,500 at a very attractive interest rate and without paying any processing fees. This loan will be issued in the name of your parents/legal guardian. Original invoices from PC supplier will be requested.

Yes 4 Students 16+

If you attend MCAST, 6th Form, University or any other post-secondary/tertiary academic institution then our YES 4 Students 16+ is the right product for you.

Discounted Flexicredit for Post-Secondary Student*

If you are a post-secondary student and need to buy a computer we have thought of your needs as well. A discounted Flexicredit of up to €3,500 at a very attractive interest rate will be issued in the name of your parents/legal guardian. No processing fees will be charged. Your application for the discounted Flexicredit has to meet the requisite credit criteria in order to be approved (Original invoice from a PC supplier will be requested)

Discounted Flexicredit for Tertiary Student*

Are you a tertiary student over the age of 18 earning a regular stipend? Do you need to purchase something related to your studies or anything else and haven't got the money?
Through our disounted Flexicredit we offer you the possibility to take out an unsecured loan of up to €3,500 at a very attractive interest rate. Furthermore, you will not pay any processing fees. (Course of Studies must be at least for 3 years. Students over 18 years following a four-year course at MCAST are also eligible)

Interest-free overdraft for Tertiary Student*

When you start University or any other tertiary institution we will give you an interest-free overdraft of €1,400

Provided you maintain your account in a satisfactory manner you may keep your overdraft limit even after you graduate. Once you graduate, normal commercial interest rates will apply on your overdraft.

*The above-mentioned offers will only be provided if your stipend is credited directly to your HSBC account. 

Yes 4 Graduates

Now that you've graduated, you may be considering starting your own business or practice, buying a new car or a home of your own. Once you join Yes 4 Graduates you will be entitled for the following benefits. These benefits may be availed of up to four years after graduation. Graduation date is to be taken as from 30th June of graduation year.

Discounted Flexicredit

Borrow up to €60,000 at a preferential interest rate without paying any processing fees.

Further Studies Loan

If you wish  to further your studies the bank is offering you a preferential interest rate loan of up to €18,000 if you decide to take up your studies locally or €28,000 if you decide to further your studies abroad. The loan has the added features of an optional moratorium on capital repayments during the period of studies (moratorium period not to exceed two years). Furthermore,  you will not pay any processing fees.

The Bank may opt to request security.

Group Overseas Referral Service

If you do intend to further your studies at a University in UK, you may also benefit from the student services provided from HSBC.

Call at any of our branches for further details