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Helping you make more from your money
You may hold savings and fixed deposit accounts in most international currencies. Before you can do this please enquire about current exchange control regulations at any of our branches. This type of account could prove especially useful if you want to keep funds in a foreign currency and earn an attractive rate of interest at the same time.
Foreign Currency Current Account (HICA)
This account provides you with instant access to foreign currency balances through the facility of a multi-currency cheque-book. This type of account is suitable for Maltese or foreign nationals aged 18 years or over. This type of account is especially attractive if you are a business customer or professional and need instant access to foreign currency balances so as to effect payments in non-euro currency.
Main account features:
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Credit interest is paid subject to balance thresholds as per daily quotations sheet
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Interest is paid quarterly
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International standing orders payable in major currency can be effected through this account
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Funds may be switched from one currency to another upon your request
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Bank statements are issued quarterly, corresponding with interest rate payment dates, and dispatched as per customer's instructions
Click here to access the Terms and Conditions
Savings Foreign Currency Account
The interest rates applicable on these savings accounts will vary according to the rates that are available in the international markets for the currency in question. Please note, however, that for the time being Quikcash is only available on euro accounts.
Main account features:
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Interest is paid quarterly
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You may switch between one currency and another at any time
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Interest rates increase on larger balances
Click here to access the Terms and Conditions
Fixed Deposit Foreign Currency Account
You may also hold fixed deposit accounts in most international currencies. Before you can do this please enquire about current exchange control regulations at any of our branches. This type of account could prove especially useful if in future you intend to meet a commitment in foreign currency.
Main account features:
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Minimum amount equivalent of €230.
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Highly flexible choice of currencies and terms.
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Rates which are in line with international market rates.
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Interest rates are higher on larger balances.
Click here to access the Terms and Conditions
Interest Rates
Before considering a foreign currency account check out the interest rates. Click here to view the interest rates now.
These reflect the rates that are available abroad in the home country of the currency. Also remember that the value of foreign currency may fluctuate against the euro and hence the equivalent of your capital amount may go up or down with the value of the currency.
