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Personal Loans

We're here to help make your plans a reality.

Benefit from a full waiver of processing fee when applying for an unsecured personal loan online.

Personal
Loan

Security
required
No

Maximum
financing amount
€40,000

Maximum term
7 years

A great way of putting your plans into action.

Full Details
Key features and benefits
  • Favourable terms with the possibility of spreading your repayments over 7 years on amounts over €10,000.
  • Unsecured loan makes it easier for you to get a quick decision on your application.
  • Personal Banking customers may borrow up to €25,000 at a variable rate of 6.50% per annum.
  • HSBC Advance customers may borrow up to €30,000 at a variable rate of 6.0% per annum.
  • HSBC Premier customers may borrow up to €40,000 at a variable rate of 5.5% per annum.
Other things you need to know
  • You must be at least 18 years of age to apply for a loan.
  • Your salary must be credited to your account with us.
Like some help?

Call our Contact Centre on
+356 2380 2380

We’re here 8:00am to 10:00pm daily
excluding Sundays and Public Holidays

 

Car
Loan

Security
required
No

Maximum
financing amount
€40,000

Maximum term
7 years

There has never been a better time to buy the car of your dreams.

Full Details
Key features and benefits
  • A fixed interest rate of 4.99% for the whole duration of the loan.
  • Term of loan can vary between 2, 3, 5 and 7 years (the latter for loan amounts of €10,000 or more). Early or additional repayments will not be subject to early repayment fees.
  • Unsecured loan.
  • Quick decision on your application.
Other things you need to know
  • You must be at least 18 years of age to apply for a Car Loan.
  • When applying for a Car Loan, evidence of purchase has to be provided.
  • Your salary must be credited to an account with us.
Like some help?

Call our Contact Centre on
+356 2380 2380

We’re here 8:00am to 10:00pm daily
excluding Sundays and Public Holidays

 

Secured
Loan Plus

Security
required
Yes

Maximum
financing amount
€500,000

Maximum term
7 years

Get a secured loan and benefit from attractive interest rates.

Key features and benefits
  • Favourable terms with the possibility of spreading your repayments over 7 years on amounts over €10,000.
  • Loans to be fully secured by HSBC Term deposits, HSBC Investments and Malta Government Stock.
Other things you need to know
  • You must be at least 18 years of age to apply for a loan.
  • Your salary must be credited to an account with us.
Next steps
More information
Like some help?

Call our Contact Centre on
+356 2380 2380

We’re here 8:00am to 10:00pm daily
excluding Sundays and Public Holidays

 

Student
Loan

Security
required
No

Maximum
financing amount
€3,500

Maximum term
5 years

Our specifically designed packages for students

Full Details
Key features and benefits
  • Discounted Personal Loan for Yes 4 Students 18+ customers up to €3,500.
  • At present our interest rate is 4.5%
Other things you need to know

The Yes 4 Students package is available for:

  • Full time students, studying secondary and tertiary education in Malta.
  • Aged between 13 and 25 years.
  • Stipend (where applicable) must be credited directly into an HSBC Student account.
Next steps
More Information
Like some help?

Call our Contact Centre on
+356 2380 2380

We’re here 8:00am to 10:00pm daily
excluding Sundays and Public Holidays

 

Graduate
Loan

Security
required
No

Maximum
financing amount
€30,000

Maximum term
7 years

Our specifically designed packages for graduates

Full Details
Key features and benefits
  • Preferential rates for Yes 4 Graduates customers - up to €30,000.
  • At present our interest rate is 4.5%
Other things you need to know

The Yes 4 Graduate package is available for:

  • People who have obtained a qualification from a tertiary institution within the past 4 years.
  • Residing in Malta.
  • Income credited to an HSBC account.
Next steps
More Information
Like some help?

Call our Contact Centre on
+356 2380 2380

We’re here 8:00am to 10:00pm daily
excluding Sundays and Public Holidays

 

Green
Loan

Security
required
No

Maximum
financing amount
€30,000

Maximum term
7 years

For environmentally friendly and energy saving products and services.

Full Details

Our Green Loan is the ideal solution to finance environmentally friendly and energy saving products and services.

Key features and benefits
  • Repayable over a maximum term of 7 years.
  • Minimum borrowing amount of €600 and maximum of €30,000.
  • No security is required.
  • At present our interest rate is 2.35% over the Bank's Base Rate which as at 31st March 2015 was 2.50%. This works out to an effective interest rate of 4.85%p.a
Other things you need to know
  • Loans of €600 to €2,500 are repayable over a maximum period of 5 years.
  • Loans of over €2,500 are repayable over a maximum period of 7 years.
  • Immediate response to your request.
  • Proof of purchase would be required.
View a representative example

Like some help?

Call our Contact Centre on
+356 2380 2380

We’re here 8:00am to 10:00pm daily
excluding Sundays and Public Holidays

 

Have a question?

Have a question?

Call our Contact Centre on

+356 2380 2380

We're here from 8:00am to 8:00pm excluding Sundays and Public Holidays.

 

Connect with us

Listening to what you say about our services matters to us. It’s easy to share your ideas, stay informed and join the conversation.

 

 

Registered Address: 116, Archbishop Street, Valletta VLT 1444. Company No.:C3177

© HSBC Bank Malta p.l.c. 2017. All rights reserved.

Registered Address: 116, Archbishop Street, Valletta VLT 1444. Company No.:C3177

© HSBC Bank Malta p.l.c. 2017. All rights reserved.

 

Information you will need

  • Personal details such as names, date of birth, address and telephone numbers.
  • ID number or Passport Number.
  • Employment details.
  • Details about your salary and/or other income.
 

Representative Example

The maximum amount you may borrow is subject to your financial status, and to further approval by your branch. Terms and conditions apply.
All interest rates quoted above are variable rates, which are made up of a margin over the Bank's Base Rate, which is currently 2.50%. If you apply online for a Green Loan of €5,000, repayable over 7 years at a variable rate of 4.85% per annum, where no processing fee is charged, the Annual Percentage Rate (APR) will be 5%. Monthly repayments will be €70.48 and total amount paid after 7 years will be €5,921. If you visit a branch and do not use our online application to apply for a Green Loan of €5,000, repayable over 7 years at a variable borrowing rate of 4.85% per annum, a processing fee of €20.00 will be charged and the Annual Percentage Rate (APR) will be 5.2%. Monthly repayments will be €70.48 and total amount paid after 7 years will be €5,941.