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Make today the start of something special.

We all have ambitions to achieve our goals and experience life, more so at the beginning of each year, when we all make resolutions to turn wishful thinking and good intentions into something tangible. To tick off more things from life’s ‘to-do list’.

Think about the resolutions you need to achieve this year. Maybe a new home or car, a great holiday or making sure your loved ones are protected.

Our resolution for the New Year is to help you achieve those ambitions. That's why we have some great offers on Classic Home Loans, Personal Loans, Advance and Credit Cards especially for you, available till the 28th February 2018.


Special Offer on Home Loans
HSBC Home Loans: Find out more

  • Free 3 month Life Cover*
  • Specialised lending managers
  • Quick decision
Special Offer on Personal Loans
HSBC Personal Loan: Find out more

  • Up to 7 years’ repayment**
  • Funds transferred same day
  • Full amount finance
Special Offer on Advance***
HSBC Advance: Find out more

  • Free Visa Platinum credit card
  • Free travel insurance
  • Preferential rates and fees
Spend and Win with our Credit Cards****
HSBC Credit Card: Find out more

  • Home & Away discounts
  • Loyalty Reward points on Advance and Premier cards
  • Up to 56 days interest free credit

Terms and Conditions

Terms and Conditions

Home Loans*

Home Loans*

*Offer valid on HSBC Life Assurance policies only.
The special fixed rate offer of 2.5% until 30 June 2020 is available for all home loan customers taking a loan between 02 January 2018 and 28 February 2018.
Representative example of a Classic Home Loan based on a loan amount of €140,000 being made available to a first-time buyer by HSBC Bank Malta p.l.c. at a fixed borrowing interest rate of 2.5% for the first 24 months and a variable borrowing interest rate of 3% p.a. for the remaining 336 months. The APRC will be 3% p.a. The loan will be repayable in 24 equal monthly instalments of €555.83, 335 equal monthly instalments of €591.32 and one final instalment of €583.44. The total sum payable throughout the term of the loan assuming the variable interest rate remains unchanged will be €212,337.26. Applicable charges on this loan are as follows - processing fee of €50, processing (legal) fee of €100, periodic booking fee of €100, updating of searches fees of €41.70 and an initial updating of searches fee of €30. The loan is to be secured by a first ranking hypothec and special privilege over the property being financed, a first ranking pledge over a life assurance policy covering the whole loan amount and a buildings insurance policy for the replacement cost of the property being financed. If repayments are not maintained, the bank may take steps to sell the property financed following legal proceedings and the borrower may lose his property. Terms and conditions apply.
Approved and issued by HSBC Bank Malta p.l.c., 116, Archbishop Street, Valletta VLT1444 which is a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Intermediaries Act 2006 and is regulated by the Malta Financial Services Authority. 99816-12/2017

Personal Loans**

Personal Loans**

7 year repayment period applicable to all loans of €10,000 and over. All other loans repayable over a maximum period of 5 years. Offer valid until 28 February 2018.
For a loan of €10,000, repayable over 7 years at a fixed borrowing rate of 4.99% per annum, where a processing fee of €40.00 will be charged, the Annual Percentage Rate (APR) will be 5.3%. Monthly repayments will be €141.63 and total amount paid after 7 years will be €11,936.92.

Advance***

Advance***

Offer only valid for new to bank customers who open an Advance account between 1 January 2018 and 28 February 2018. Cashback of €50 credited to your account upon receipt of salary and activation of your credit card within 3 months of account opening.
HSBC Advance is subject to eligibility criteria. You can enjoy all the benefits of HSBC Advance, free of charge, by crediting a minimum net annual income of €25,000 to your account if applying as a sole customer or, a joint net annual income of €35,000 if applying jointly, not including money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.

Credit Cards****
Credit Cards****

Spend and win your money back when paying with your HSBC Credit Card during January and February 2018.

This January and February, every time you pay with your HSBC Credit Card, you automatically qualify to take part in a competition with a chance of winning your money back up to €500.
On the closing date of the competition, 15 customers who have paid with their HSBC Credit Card will be randomly selected to take part in an event, during which they will compete to win their money back. The first 10 ranked customers will win their money back with the other 5 getting a consolation prize. Remember, the more you use your Credit Card, the better your chances of making it to the final.

The campaign

1) The competition will run from 1 Jan 2018 till 28 Feb2018, both days included and will offer HSBC customers the chance to win their money back up till a maximum of €500.
2) The competition is open to all HSBC Credit cardholders effecting purchase transactions during the campaign period. ATM withdrawals, Cash Advances and payments are excluded.

Eligibility

3) Eligibility to participate in this competition is subject to using an HSBC Credit Credit card at least 10 separate times to pay for any shopping during the campaign period.
4) A virtual ticket is earned for every purchase transaction done thus entering the customer into the draw.
5) At the end of the campaign 15 customers will be randomly selected to take part in the final competition and will be notified within a week from the draw. Eligible winners will be contacted via the contact numbers available on HSBC Bank Malta p.l.c.’s (hereinafter the “Bank”) systems and a confirmation email from the Bank will be sent. The winner will be required to acknowledge receipt of email to the Bank within 5 working days. Reasonable efforts will be made to contact the first three eligible winners within the required timeframe as above indicated. If any winner does not acknowledge receipt within the required timeframe, cannot be contacted or is unable to comply with these terms and conditions, the Bank reserves the right to offer the chance to take part in the competition to another card holder who will be randomly drawn. Any decision in this regard shall be final.

Winners and Prizes

6) Customers drawn to take part in the final competition shall not be automatically awarded a prize and will need to attend an event where a competition will be held in order to rank the competitors from 1st to 10th. These customers will then be given the amount spent on shopping during the competition period up to a maximum of €500. Customers ranked 11th to 15th will get a consolation prize
7) A customer is only eligible to win one prize.
8) Prizes, which will be credited to customers Credit Card account, are not transferable to another individual and cannot be exchanged for other alternatives.
9) The Bank shall not be held liable (except to the extent permitted by law) for any loss or damage arising out of organising or holding of this competition or as a result of one’s participation in the competition or as a result of one winning, collecting, using or enjoyment of any prize, or if the competition does not run as planned.
10) The winner is responsible for expenses and arrangements not specifically included in the prize, including any necessary transport costs as may be applicable.
11) The winner agrees to have their name and/or photograph published by the Bank in the local media and/or the Bank’s website/Facebook page relating to campaign publicity.
12) The Bank reserves the right to suspend or terminate the competition or amend these terms and conditions at any time for any valid, technical or commercial reasons and without prior notice.
13) Card transactions are subject to the Cards Conditions of Use regulating the HSBC Credit Card, issued by the Bank.

Have a question?

Have a question?

Call our Contact Centre on

+356 2380 2380

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Registered Address: 116, Archbishop Street, Valletta VLT 1444. Company No.:C3177

© HSBC Bank Malta p.l.c. 2018. All rights reserved.

Registered Address: 116, Archbishop Street, Valletta VLT 1444. Company No.:C3177

© HSBC Bank Malta p.l.c. 2018. All rights reserved.