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Make today the start of something special

We all have ambitions to achieve our goals and experience life, to turn wishful thinking and good intentions into something tangible.
To tick off more things from life’s ‘to-do list’.

Think about the ambitions you need to achieve this year. Maybe a new home or car, a great holiday or making sure your loved ones are protected.

That’s why we have some great offers on Classic Home Loans and Personal Loans especially for you.


Home Loans*
HSBC Home Loan: Find out more HSBC Home Loan: Find out more

  • Competitive home loan rates
  • Specialised lending managers
  • Quick decision
Personal Loans**
HSBC Personal Loan: Find out more HSBC Personal Loan: Find out more

  • Up to 7 years’ repayment**
  • Funds transferred same day
  • Full amount finance

Terms and Conditions

Terms and Conditions

Home Loans*

 Home Loans*

The special fixed rate offer of 2.6% until 30 March 2022 is available for all home loan customers taking a loan between 01 October 2018 and 30 December 2018. Terms and conditions apply.
Representative example of a Classic Home Loan based on a loan amount of €140,000 being made available to a first-time buyer by HSBC Bank Malta p.l.c. at a fixed borrowing interest rate of 2.6% for the first 36 months and a variable borrowing interest rate of 3% p.a. for the remaining 336 months. The APRC will be 3% p.a. The loan will be repayable in 36 equal monthly instalments of €563.26, 323 equal monthly instalments of €590.87 and one final instalment of €598.98. The total sum payable throughout the term of the loan assuming the variable interest rate remains unchanged will be €211,999.05. Applicable charges on this loan are as follows – processing (legal) fee of €100, periodic booking fee of €100, updating of searches fees of €41.70 and an initial updating of searches fee of €30. The loan is to be secured by a first ranking hypothec and special privilege over the property being financed, a first ranking pledge over a life assurance policy covering the whole loan amount and a buildings insurance policy for the replacement cost of the property being financed. If repayments are not maintained, the bank may take steps to sell the property financed following legal proceedings and the borrower may lose his property. Terms and conditions apply.
Approved and issued by HSBC Bank Malta p.l.c., 116, Archbishop Street, Valletta VLT1444 which is a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Intermediaries Act 2006 and is regulated by the Malta Financial Services Authority.

Personal Loans**

Personal Loans**

The Annual Percentage Rate of Charge (APRC) on a Personal Loan of €10,000, repayable over 7 years at a fixed borrowing rate of 4.99% per annum, will be 5.1%. No processing fee is applicable for online applications. The loan will be repayable in 84 equal monthly instalments of €141.63. The total amount paid after 7 years will be €11,896.92. The maximum amount you may borrow is subject to your financial status, and to further approval by HSBC Bank Malta p.l.c. Terms and conditions may apply.

Advance

Advance

The Annual Percentage Rate of Charge (APRC) on a Personal Loan of €10,000, repayable over 7 years at a fixed borrowing rate of 4.9% per annum, will be 5.0%. No processing fee is applicable for online applications. The loan will be repayable in 84 equal monthly instalments of €141.20. The total amount paid after 7 years will be €11,860.80. The maximum amount you may borrow is subject to your financial status, and to further approval by HSBC Bank Malta p.l.c. Terms and conditions may apply.

Premier

Premier

The Annual Percentage Rate of Charge (APRC) on a Personal Loan of €10,000, repayable over 7 years at a fixed borrowing rate of 4.8% per annum, will be 4.9%. No processing fee is applicable for online applications. The loan will be repayable in 84 equal monthly instalments of €140.72. The total amount paid after 7 years will be €11,820.48. The maximum amount you may borrow is subject to your financial status, and to further approval by HSBC Bank Malta p.l.c. Terms and conditions may apply.

Have a question?

Have a question?

Call our Contact Centre on

+356 2380 2380

We're here from 8:00am to 8:00pm excluding Sundays and Public Holidays.

 

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Registered Address: 116, Archbishop Street, Valletta VLT 1444. Company No.:C3177

© HSBC Bank Malta p.l.c. 2018. All rights reserved.

Registered Address: 116, Archbishop Street, Valletta VLT 1444. Company No.:C3177

© HSBC Bank Malta p.l.c. 2018. All rights reserved.