HSBC Green Loan

Green Loans may be used to finance environmentally friendly and energy saving products and services for personal use. Enjoy a fast decision on your application and a flexible borrowing amount.

Features & benefits

With the HSBC Green Loan, you will get:

  • Flexible borrowing amount
    Borrow from a minimum of €600 to a maximum of €50,000.
  • Green purposes
    Use this loan to finance environmentally friendly and energy saving products and services for personal use.
  • Interest rate
    Preferential fixed interest rate.
  • Fast decision
    We will give you a quick reply to your loan request.

Product overview

Maximum loan amount and interest rate

You may borrow from a minimum of €600 to a maximum of €50,000 subject to income and other criteria.

Interest rate and APRC:
Special offer for applications concluded during October and November 2019.
3.8% p.a. interest rate and 3.9% p.a. (APRC)*

Processing Fees - € 0

Representative example:
* The Annual Percentage Rate of Charge (APRC) on a Green Loan of €10,000, repayable over 7 years at a fixed borrowing rate of 3.8% per annum, will be 3.9%. No processing fee is applicable for Green Loan applications. The loan will be repayable in 83 equal monthly instalments of €136.02 and one final instalment of €136.95. The total amount paid after 7 years will be €11,426.61.

Purpose of loan

Green Loans may be used to finance environmentally friendly and energy saving products and services for personal use. A full list of eligible products and services is available here below.

Early repayment fees

There are no early repayment fees on Green Loans. You can repay your loan in full at any time.


When you apply for a Green Loan, we will ask you to present your ID card, together with evidence of income. If you are employed and your salary is not credited to an account held with HSBC Bank Malta plc, you will need to provide your latest FS3 and the latest three months’ payslips. If you are self-employed, we will ask you for up to date income tax returns for the last two years.

We may also ask for other documentation, depending on your individual circumstances.

Other conditions

When you apply to borrow money from us, we want to ensure that you will be able to meet your monthly repayments. We feel that it would not be in your best interest to take on a commitment which you may find difficult to manage. We will grant you a loan following an assessment on your financial position performed by your branch.

Wherever possible, your salary / income is to be credited directly to an account with HSBC from which loan repayments will be effected.


To apply for a Green loan you must be a resident of Malta, and aged 18 or over. Other eligibility criteria may apply.

Contact us about HSBC Green Loans

Book an appointment in order to secure the special offer rate.

Apply in branch

Alternatively, you can visit one of our branches, where our staff will be glad to give you further information and process your application.

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