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Personal economy

How we help you manage your personal economy

Get our dedicated personal and global support

Your Relationship Manager tailors our service and advice to your individual needs. A global network of experts support your Relationship Manager, ensuring your strategies are on track to help you achieve your objectives.

HSBC Premier Credit Card with rewards

If you travel the world, you need a credit card with the flexibility to match. The HSBC Premier Credit Card is accepted at over 24 million locations worldwide. It comes with a credit limit that can accommodate your lifestyle and free membership to a rewards programme that will invigorate the most weary of travellers.

Advantages of the HSBC Premier Credit Card include:

  • A local best in class rewards programme that entitles you to superb offers on shopping, dining, entertaining and travel experiences around the world
  • Emergency cash advance of US$ 2,000 and next-day card replacement in the event of theft or loss
  • A supplementary credit card for you or your child with full emergency assistance and support plus a credit limit that you control

Preferential rates and terms

HSBC Premier provides you with an all-inclusive banking package:

  • An HSBC Premier debit card for instant access to your money wherever you are all over the world
  • Free foreign exchange (notes) encashment service through all HSBC branches globally
  • Information on commercial exchange rates

Other banking benefits that make Premier stand out from other services include:

  • Free transfer of funds between accounts
  • Free standing orders
  • Choose to manage your money however it suits you, with our 24-hour telephone and online banking services
  • Cash withdrawals at any HSBC branch worldwide
  • Exclusive services from HSBC Home Loans, HSBC Life Assurance (Malta) Ltd and HSBC Global Asset Management (Malta) Ltd

Plus, get extra benefits free with HSBC Premier, including:

  • Dedicated relationship manager for you and your family, for expert opinion and investment help
  • Global View to manage all your accounts in one screen
  • Emergency cash worldwide
  • Easy overseas account opening
  • Children's accounts to help them learn how to manage money
  • Free travel insurance for you and your family*

* Terms and conditions apply.

HSBC Premier Debit Card

Your HSBC Premier Debit Card allows you to withdraw money from cash machines around Malta and territories worldwide – without fees on HSBC ATM transactions.


HSBC Premier benefits are completely free for eligible customers who:

  1. Have either €70,000 or above in savings or investments with us, or
  2. Credit their salary to the account with us subject to:
  • a minimum net annual income of €50,000 if applying as a sole customer, or
  • a minimum net annual joint income of €75,000 if applying as a joint customer with a spouse of partner

Not including money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.

Apply for HSBC Premier

If you meet the eligibility criteria above and are ready to enjoy the benefits of becoming an HSBC Premier customer, take the next step and contact us:

Existing HSBC customers

It’s quick and easy to upgrade to HSBC Premier.

Call us on: +356 2148 9100

Introduce a friend

Introduce a friend to HSBC Premier and earn one of two great rewards.

Discover HSBC Premier's range of exclusive services and support


Discover the world of privileges provided with HSBC Premier.


HSBC Premier provides a range of benefits to help you manage your personal economy.

Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).




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