Global View and Global Transfers

The exchange rate you'll get depends on the currencies of your accounts and the timing of the transfer.

For immediate transfers, we'll convert your transfer into the currency of your receiving account before we send it. We use a variable rate which changes frequently and we'll let you know the rate before we make the transfer. When you confirm you want to make the transfer, you'll be accepting this exchange rate.

We're not able to convert into all currencies (please check out instant transfer list), if this is the case, we'll provide you with an indicative rate. The HSBC bank that receives the transfer will make the currency conversion when they receive it (or when they open for business). It may take up to 5 working days for these transfers to reach your receiving account. The receiving bank will use their exchange rate at that time. This rate may be different from the indicative rate we gave you. The currency list has the detail.

We'll also provide an indicative rate when you set up a future or recurring transfer.

You will be able to check the exchange rate that was applied on your statements.

Find out all these details and more in the:

You can cancel a future or recurring transfer but you can’t cancel an immediate one. You'll have to make a second transfer to move your funds back into the original account. The foreign exchange rate will apply, as will the transfer fee if you're an Advance customer.

If one of the accounts you want to use isn't showing up in Global View, you'll need to link it.  

Global Transfers is for transfers between your international accounts. If you want to transfer money between your accounts in Malta, then you should use Move Money in online banking or the Mobile Banking app.

You'll need to use Global View in online banking, rather than in the app, for some transfers. 

 Use the app for:

• Global Transfers from your accounts in Malta to your linked international accounts
• immediate transfers
• you'll need to use Global View in online banking for:
• Global Transfers between any of your linked international HSBC accounts
• recurring and future transfers

Your transfer will always be converted into the currency of the account you're sending it to.