Classic Home Loan

Our standard residential repayment home loan is made for you if you're buying a home to live in.
  • Use for primary or secondary residences
  • Choose between fixed and variable interest rates
  • Borrow up to 90% of the value of your property for your primary residence and 85% of the value of your property for your second residence
Terms and conditions apply

About this loan

Variable interest rate

2.9% pa
 

Overall cost (APRC)

3% pa
 

Maximum loan to value (LTV)

Primary residence 90%

Secondary residence 85%
 

Maximum term

40 years

HomeStart

Get on the property ladder with lower repayments for the first few years of your home loan.
  • Make reduced repayments for the first 3 or 5 years of your home loan
  • A hybrid interest-only and standard repayment home loan
  • Borrow up to 90% of the value of your property for your primary residence and 85% of the value of your property for your second residence
Terms and conditions apply

About this loan

Pay only the interest for the first 3 or 5 years and then revert to our standard repayment terms.
 

Variable interest rate

3% pa
 

Overall cost (APRC)

3.1% pa

 

Maximum loan to value (LTV)

Primary residence 90%

Secondary residence 85%

 

Maximum term

40 years

Buy-to-let

Invest in property with our buy-to-let loans, whether you're starting out or expanding your property portfolio.
  • Borrow between €60,000 and €600,000
  • Repay the loan over a maximum term of 25 years
  • Get a favourable rate of interest
Terms and conditions apply

About this loan

Variable interest rate

3.9% pa

 

Overall cost (APRC)

4.10% pa

 

Maximum loan to value (LTV)

75% of the purchase price or the value of the property, whichever is lowest (65% for non-Maltese residents)

 

Maximum term

25 years

HomeOwner Loan

Need to borrow a substantial amount of money? You could consider borrowing money against the equity in your existing property.
  • Borrow a substantial amount of money
  • Repayments can be spread over a maximum period of 25 years
  • Use the funds for practically any purpose, such as home improvements, a boat, education costs
Terms and conditions apply

About this loan

Variable interest rate

4.75% pa

 

Overall cost (APRC)

5% pa

 

Maximum loan to value (LTV)

80%

 

Maximum term

25 years

You might be interested in

 

Find peace of mind with our range of insurance packages.

 

Get help every step of the way on your journey to becoming a home owner.

 

Find the right home loan if you're looking to buy a second home or borrow money against your existing property.

 

Discover the home loan that’s right for you whether you’re downsizing or buying a bigger place.

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