Perks at home and abroad
Enjoy convenience and flexibility, as well as security for your online transactions.
Fee-free for the first 2 years*
Offer available for new credit cards taken between 2 January and 31 December 2025. Offer may be withdrawn at bank's discretion.
*Terms and conditions apply. Offer is subject to eligibility criteria. Second year (2026) fee-free, subject to 5 purchases or more being made within any 6 calendar months, amounting to a minimum of €500, between 2 January and 31 December 2025.
Benefits
With the HSBC Mastercard Credit Card, you'll get:
- Accepted at over 30 million outlets worldwide and over 4,000 outlets in Malta and Gozo
- No need to write cheques or carry cash
- Effect payments overseas in Euro or in any foreign currency
- Spread the cost of larger purchases through monthly repayments
- Online authenticationMastercard Identity Check authentication system offers added security when you use your card online.
- Cash withdrawals from ATMs and over the counter at banks worldwideCounter service not available locally and in some countries or regions.
- Itemised monthly statements
- home&AwaySpecial offers from more than 27,000 outlets in more than 160 countries and regions. Find out more.
Things you should know
- Annual fee of €21.00 with no minimum balance requirements.
- Pay only €30.00 p.a. if you apply for both HSBC Mastercard Credit Card and HSBC Visa Credit Card (therefore paying a discounted fee of €9 p.a. on the second HSBC credit card)
- You may also apply for an additional card on your HSBC Mastercard Credit Card. You will incur no annual fee on the first additional card.
- Minimum monthly payment of €12 or 5% of the outstanding balance, whichever is the highest
How to apply
You'll need to book a branch appointment in order to apply.
Apply in branch
Visit your nearest branch and speak to our staff, who would be delighted to help you.
Contact us
Call us: +356 2380 2380
Secure Online Transactions
Our cards use a two-factor authentication process to authorise online card payments. Follow the link to learn more about this feature.
Financial Difficulties?
At HSBC we're committed to supporting our customers through good times and bad. We understand that unexpected circumstances may impact your finances from time to time.
If you are concerned about your ability to meet your payment obligations with us, it is important that you let us know as soon as possible. We may be able to help.
Please send us an email on infomalta@hsbc.com if you would like to discuss your situation with a member of our team.
Related products
HSBC Advance Credit Card
HSBC Advance offers a dedicated specialist team.
HSBC Visa Credit Card
Benefit from home&Away privileges from certain outlets.
HSBC Premier Credit Card
Accepted at over 30 millions outlets worldwide.