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Mastercard Credit Card

Enjoy discounts and an interest free period

Perks at home and abroad

Enjoy convenience and flexibility, as well as security for your online transactions.

Benefits

With the HSBC Mastercard Credit Card, you'll get:

  • Accepted at over 30 million outlets worldwide and over 4,000 outlets in Malta and Gozo
  • No need to write cheques or carry cash
  • Effect payments overseas in Euro or in any foreign currency
  • Spread the cost of larger purchases through monthly repayments
  • Online authentication
    Mastercard Identity Check authentication system offers added security when you use your card online.
  • Cash withdrawals from ATMs and over the counter at banks worldwide
  • Itemised monthly statements
  • Interest free period
    Up to 56 days of interest free credit as per HSBC Card Conditions of Use.
  • home&Away
    Special offers from more than 27,000 outlets in more than 160 countries and regions. Find out more.

Things you should know

  • Annual fee of €21.00 with no minimum balance requirements.
  • Pay only €30.00 p.a. if you apply for both HSBC Mastercard Credit Card and HSBC Visa Credit Card (therefore paying a discounted fee of €9 p.a. on the second HSBC credit card)
  • You may also apply for an additional card on your HSBC Mastercard Credit Card. You will incur no annual fee on the first additional card.
  • Minimum monthly payment of €12 or 5% of the outstanding balance, whichever is the highest

For recent changes to our Terms & Conditions, please refer here.

Apply in branch

Visit your nearest branch and speak to our staff, who would be delighted to help you.

Contact us

Call us: +356 2380 2380

Secure Online Transactions

Our cards use a one time password authentication system. Follow the link to learn more about this feature.

Related products

 

HSBC Advance offers a dedicated specialist team.

 

Benefit from home&Away privileges from certain outlets.

 

Accepted at over 30 millions outlets worldwide.

Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).

 

Disclaimer

 

The Site is primarily intended for those who access it from within Malta. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducement to engage in banking or investment activity or any offer to buy or sell any securities or other instruments outside Malta.

Listening to what you have to say about our services matters to us.