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Mastercard Credit Card

Enjoy discounts and an interest free period

Perks at home and abroad

Enjoy convenience and flexibility, as well as security for your online transactions.


With the HSBC Mastercard Credit Card, you'll get:

  • Accepted at over 30 million outlets worldwide and over 4,000 outlets in Malta and Gozo
  • No need to write cheques or carry cash
  • Effect payments overseas in Euro or in any foreign currency
  • Spread the cost of larger purchases through monthly repayments
  • Online authentication
    Mastercard Identity Check authentication system offers added security when you use your card online.
  • Cash withdrawals from ATMs and over the counter at banks worldwide
    Counter service not available locally and in some countries or regions.
  • Itemised monthly statements
  • Interest free period
    Up to 56 days of interest free credit as per HSBC Card Conditions of Use.
  • home&Away
    Special offers from more than 27,000 outlets in more than 160 countries and regions. Find out more.

Things you should know

  • Annual fee of €21.00 with no minimum balance requirements.
  • Pay only €30.00 p.a. if you apply for both HSBC Mastercard Credit Card and HSBC Visa Credit Card (therefore paying a discounted fee of €9 p.a. on the second HSBC credit card)
  • You may also apply for an additional card on your HSBC Mastercard Credit Card. You will incur no annual fee on the first additional card.
  • Minimum monthly payment of €12 or 5% of the outstanding balance, whichever is the highest

Apply in branch

Visit your nearest branch and speak to our staff, who would be delighted to help you.

Contact us

Call us: +356 2380 2380

Secure Online Transactions

Our cards use a two-factor authentication process to authorise online card payments. Follow the link to learn more about this feature.

Financial Difficulties?

At HSBC we're committed to supporting our customers through good times and bad. We understand that unexpected circumstances may impact your finances from time to time.

If you are concerned about your ability to meet your payment obligations with us, it is important that you let us know as soon as possible. We may be able to help.

Please send us an email on if you would like to discuss your situation with a member of our team.

Related products


HSBC Advance offers a dedicated specialist team.


Benefit from home&Away privileges from certain outlets.


Accepted at over 30 millions outlets worldwide.

Listening to what you have to say about our services matters to us.