A range of ready-made portfolios to suit your investment needs
HSBC's World Selection Portfolios are a suite of 5 multi-asset funds, each designed to match a specific level of risk. Whether you are a very low risk investor or you are ready to take very high risks with your money, we have got a portfolio for you.
Using a mix of different types of investments or ‘asset classes’ in a single portfolio – known as a multi-asset strategy – can be an effective way to help you grow your savings towards long-term goals. The trick is picking just the right blend of investments to create an effective portfolio, one that over the long term delivers the returns you need to reach your goals, for the level of risk you are comfortable with. That is what the HSBC World Selection Portfolios aim to do.
The portfolios offer access to global equity and bond markets, as well as alternative asset classes, such as listed property, all at a level of risk that suits you.
In order to determine how sensitive you are to risk, you can access and complete our risk tolerance questionnaire.
Remember that the value of investments and any income they generate can go down as well as up, meaning you may not get back what you invest. Exchange rate fluctuations can also cause the value of your investments to go down as well as up.
You can sell your investment to access your money at any time – however you should consider investing for at least 5 years.
Are you eligible?
You can invest in World Selection Portfolios if:
- you have €5,000 / $5,000 / £5,000 or more to invest
- you are an HSBC Bank Malta plc. customer
- you are at least 18 years old
Why invest in an HSBC Global Strategy Portfolio?
- Performance is reviewed regularly to make sure our portfolios deliver effective returns in line with their risk level
- Each portfolio contains a different mix of assets suitable for its level of risk
- The assets in our portfolios are continuously monitored and managed by our team of investment professionals to ensure timely adjustments that consider current market opportunities and risks
How it works
An HSBC Financial Advisor or your Premier Relationship Manager can walk you through the process of selecting the portfolio that fits both your investment goals and the level of risk you are most comfortable with.
If you’re not sure about investing or which level of risk is appropriate for you, please seek financial advice. To find out about getting investment advice from HSBC, please visit here.
Choosing the right portfolio for you
Click through the descriptions below to help you decide which of the HSBC World Selection Portfolios might be right for you.
The Fund aims to provide long term total returns (meaning income and capital growth). It does so by investing in bonds and shares, either directly or through investing into other funds. The Fund seeks to apply a low risk investment strategy.
What's inside ?
The above chart shows the strategic breakdown of the World Selection 1 portfolio as at 30 April 2020.
For the latest breakdown, read the HSBC Portfolios – World Selection 1 factsheet
A very low risk portfolio
This portfolio is classified by HSBC as ‘very low risk’. It’s rated as 1, where 1 is a lower level of risk and 5 is a higher level of risk. The lowest category does not mean a risk-free investment.
The base currency of the World Selection Portfolio is US dollars. The euro hedged class has an average volatility of 4.24% (as at 30 April 2020). Volatility is a measure of how much a fund's price goes up or down as a percentage of its average performance and you need to take this into consideration prior to investing.
The World Selection 1 portfolio targets a lower level of investment risk by investing in assets whose values are likely to fluctuate by less than that of a higher-risk fund. Over time, these types of assets may produce a greater return than cash-based investments with the aim of keeping pace with inflation. Bear in mind that very low risk funds can fall in value to below the amount you invested and as with any investment, it should be viewed as something to stay in for at least 5 years.
To find out all information relating to cost and charges, read the Fact sheet and Key Investor Information document (KIID)
World Selection - 1
World Selection - 2
World Selection - 3
World Selection - 4
World Selection - 5
Questions you may have
How do I decide on my appetite for risk?
What is a portfolio?
What is diversification?
What is an asset or asset class?
How is the risk level maintained?
The value of the investment can go down as well as up and capital is at risk. Past performance is not a guarantee for future performance.
Currency fluctuations may affect the value of the investment.
If you invest in this Product you may lose some or all of the money you invest.
This Product may be affected by changes in currency exchange rates.
Further information including the general risk factors of each fund can be found in the prospectus, the Key Investor Information Document and most recent financial statements, which can be obtained through this website or upon request, free of charge, from HSBC Global Asset Management (Malta) Ltd. or HSBC Bank Malta p.l.c. The HSBC Portfolios World Selection are manufactured by HSBC Investment Funds (Luxembourg) S.A. 16, boulevard d'Avranches, L-1160 Luxembourg. The Funds are distributed to investors in Malta through HSBC Bank Malta p.l.c.
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