HSBC Visa Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need.


With the HSBC Visa Credit Card, you'll get:

  • Accepted at over 30 million outlets worldwide
    And over 4,000 outlets in Malta and Gozo.
  • Effect payments overseas in Euro or in any foreign currency
  • Spread the cost of larger purchases through monthly repayments
  • Interest-free period
    0% interest on purchase transactions for up to 56 days.
  • Cash withdrawals from ATMs and over the counter at banks worldwide
  • Itemised monthly statements
  • home&Away
    Special offers from more than 27,000 outlets in more than 160 countries. Find out more.
  • Online authentication
    Verified by Visa authentication system offers added security when you use your card online.

Things you should know

  • Annual fee of €21.00 with no minimum balance requirements. Benefit from a fee free classic credit card for the first year if you apply for a credit card limit of up to €1,000 through your Personal Internet Banking using the classic credit card online application.
  • Pay only €30.00 p.a. if you apply for both HSBC Visa Credit Card and HSBC MasterCard Credit Card (therefore paying a discounted fee of €9 p.a. on the second HSBC credit card)
  • You may also apply for an additional card on your HSBC Visa Credit Card. You will incur no annual fee on the first additional card.
  • Minimum monthly payment of €12 or 5% of the outstanding balance, whichever is highest

Apply online

If you apply for a credit card limit up to €1000, your application may be processed without the need for you to visit an HSBC branch (terms and conditions apply). It’s quick and easy and will take you less than 2 minutes to complete. You will also benefit from a fee free card for the first year.

Apply in branch

Apply by phone

Call us: +356 2380 2380

Secure Online Transactions

Our cards support the 3D secure security protocol. Follow the link to learn and setup this feature.

Related products


HSBC Advance offers a dedicated specialist team.


Benefit from home&Away privileges from certain outlets.


Accepted at over 30 millions outlets worldwide.


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