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Visa Credit Card

Our credit cards give you convenience and financial flexibility

HSBC Visa Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need.


With the HSBC Visa Credit Card, you'll get:

  • Accepted at over 30 million outlets worldwide
    And over 4,000 outlets in Malta and Gozo.
  • Effect payments overseas in Euro or in any foreign currency
  • Spread the cost of larger purchases through monthly repayments
  • Interest-free period
    Up to 56 days of interest free credit as per HSBC Card Conditions of Use.
  • Cash withdrawals from ATMs and over the counter at banks worldwide
    Counter service not available locally and in some countries or regions.
  • Itemised monthly statements
  • home&Away
    Special offers from more than 27,000 outlets in more than 160 countries and regions. Find out more.
  • Online authentication
    Visa Secure authentication system offers added security when you use your card online.

Things you should know

  • Annual fee of €21.00 with no minimum balance requirements.
  • Pay only €30.00 p.a. if you apply for both HSBC Visa Credit Card and HSBC MasterCard Credit Card (therefore paying a discounted fee of €9 p.a. on the second HSBC credit card)
  • You may also apply for an additional card on your HSBC Visa Credit Card. You will incur no annual fee on the first additional card.
  • Minimum monthly payment of €12 or 5% of the outstanding balance, whichever is highest

Apply by phone

Call us: +356 2380 2380

Secure Online Transactions

Our cards use a two-factor authentication process to authorise online card payments. Follow the link to learn more about this feature.

Financial Difficulties?

At HSBC we're committed to supporting our customers through good times and bad. We understand that unexpected circumstances may impact your finances from time to time.

If you are concerned about your ability to meet your payment obligations with us, it is important that you let us know as soon as possible. We may be able to help.

Please send us an email on if you would like to discuss your situation with a member of our team.

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Benefit from home&Away privileges from certain outlets.


Accepted at over 30 millions outlets worldwide.

Listening to what you have to say about our services matters to us.