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Visa Credit Card

Our credit cards give you convenience and financial flexibility

HSBC Visa Credit Card

Whether you’re transferring a balance or making a big purchase, an interest-free period can give you the flexibility you need.

Benefits

With the HSBC Visa Credit Card, you'll get:

  • Accepted at over 30 million outlets worldwide
    And over 4,000 outlets in Malta and Gozo.
  • Effect payments overseas in Euro or in any foreign currency
  • Spread the cost of larger purchases through monthly repayments
  • Interest-free period
    0% interest on purchase transactions for up to 56 days.
  • Cash withdrawals from ATMs and over the counter at banks worldwide
  • Itemised monthly statements
  • home&Away
    Special offers from more than 27,000 outlets in more than 160 countries. Find out more.
  • Online authentication
    Verified by Visa authentication system offers added security when you use your card online.

Things you should know

  • Annual fee of €21.00 with no minimum balance requirements. Benefit from a fee free classic credit card for the first year if you apply for a credit card limit of up to €1,000 through your Personal Internet Banking using the classic credit card online application.
  • Pay only €30.00 p.a. if you apply for both HSBC Visa Credit Card and HSBC MasterCard Credit Card (therefore paying a discounted fee of €9 p.a. on the second HSBC credit card)
  • You may also apply for an additional card on your HSBC Visa Credit Card. You will incur no annual fee on the first additional card.
  • Minimum monthly payment of €12 or 5% of the outstanding balance, whichever is highest

Apply online

If you apply for a credit card limit up to €1000, your application may be processed without the need for you to visit an HSBC branch (terms and conditions apply). It’s quick and easy and will take you less than 2 minutes to complete. You will also benefit from a fee free card for the first year.

Apply in branch

Apply by phone

Call us: +356 2380 2380

Related products

 

HSBC Advance offers a dedicated specialist team.

 

Benefit from home&Away privileges from certain outlets.

 

Accepted at over 30 millions outlets worldwide.

Disclaimer

The Site is primarily intended for those who access it from within Malta. Because of this we cannot guarantee that the Site or the information thereon complies with law or regulation of other countries, or is appropriate for use, in other places. You are wholly responsible for use of the Site by any person using your computer and you must ensure that any such person complies with these Terms. The information provided on this Site is not intended for distribution to, or use by, any person in any jurisdiction where such distribution or use would be contrary to law or regulation. This Site should not be considered as communicating any invitation or inducements to engage in banking or investment activity or any offer to buy or sell any securities or other instruments outside Malta.

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