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We're here to help make your plans a reality

HSBC Personal Loan

  • Favourable terms with the possibility of spreading your repayments over 7 years on amounts over €10,000

  • Unsecured loan makes it easier for you to get a quick decision on your application

  • HSBC Premier customers may borrow up to €70,000, HSBC Advance and Personal banking customers up to €50,000

Fixed interest rate 4.99% (5.0% APRC)

HSBC Green Loan

  • For environmentally friendly and energy saving products and services for personal use

  • Repayable over a maximum term of 7 years

  • Minimum borrowing amount of €600 and maximum of €50,000

Variable interest rate 3.99% (4.0% APRC)

HSBC Car Loan

  • Fast decision, with the money in your account in 24 hours if your loan's approved

  • No security needed

  • Borrow the full amount for your purchase (subject to status)

Fixed interest rate 4.99% (5.0% APRC)

HSBC Home Improvements Loan

  • Fast decision, with the money in your account in 24 hours if your loan's approved

  • Borrow up to €70,000 if you’re an HSBC Premier customer and €50,000 if you’re an HSBC Advance or personal banking customer

  • Spread your repayments over 6 months to 7 years, depending on how much you borrow

Fixed interest rate 4.99% (5.0% APRC)

HSBC Student Loan

  • Discounted personal loan for HSBC Students 18+ customers

  • A Student Loan may be used for practically any personal (i.e. non-commercial) purpose

  • Benefit from a preferential variable interest rate

  • You may borrow up to a maximum of €3,500

Variable interest rate 4.5% (4.7% APRC)

HSBC Personal Overdraft

  • We'll give you a quick reply to your request

  • No processing fee on personal overdrafts

  • Subject to a maximum limit of 10% of your net annual income or €30,000 whichever is the lower

  • HSBC Premier and HSBC Advance customers may benefit from rate discounts

Effective interest rate 6.75% per annum

Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).




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