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Loans

We're here to help make your plans a reality

HSBC Personal Loan

  • Favourable terms with the possibility of spreading your repayments over 7 years on amounts over €10,000
  • Unsecured loan makes it easier for you to get a quick decision on your application
  • HSBC Premier customers may borrow up to €40,000, HSBC Advance customers up to €30,000 and Personal banking customers up to €25,000

Fixed interest rate 4.99% (5.3% APRC)

HSBC Student Loan

  • Discounted personal loan for HSBC Students 18+ customers
  • A Student Loan may be used for practically any personal (i.e. non-commercial) purpose
  • Benefit from a preferential variable interest rate
  • You may borrow up to a maximum of €3,500

Variable interest rate 4.5% (4.7% APRC)

HSBC Graduate Loan

  • Preferential rates for HSBC Graduates customers
  • You may borrow from a minimum of €600 to a maximum of €30,000 subject to income and other criteria
  • A Graduate Loan may be used for practically any personal (i.e. non-commercial) purpose

Variable interest rate 4.5% (4.7% APRC)

HSBC Green Loan

  • For environmentally friendly and energy saving products and services for personal use
  • Repayable over a maximum term of 7 years
  • Minimum borrowing amount of €600 and maximum of €30,000

Variable interest rate 4.85% (5% APRC)

HSBC Personal Overdraft

  • We will give you a quick reply to your request
  • No processing fee on personal overdrafts
  • Subject to a maximum limit of 10% of your net annual income or €30,000 whichever is the lower
  • HSBC Premier and HSBC Advance customers may benefit from rate discounts

Effective interest rate 6.75% per annum

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