How to make and receive international payments
Learn about your international payment options and those all-important IBAN and BIC / SWIFT codes.
Registered for online banking?
How to send money abroad
|Make an international payment online|
Log on to online banking and:
- Select the account from where you want to make the payment and select 'Move Money'
- Enter payment details
- Follow the on-screen instructions
- Review and confirm your payment
Make a payment in branch
To make an international payment at one of our branches, you should bring:
- photographic identification
- payee details
- payment details
|How to receive money from abroad|
Give the person sending you money the following information about your account to make sure the payment happens as quickly as possible:
What is an IBAN code and where do I find it?
Your IBAN (International Bank Account Number) code is a series of numbers and letters that represents your account number in a format that can be recognised anywhere in the world.
You'll need to know IBAN codes in order to make or receive international payments and transfers.
IBAN for making an international payment
Ask your payee for the IBAN code for their account.
IBAN for receiving an international payment
You can find your IBAN number for the account you wish to be credited at the top of your online or paper account statements.
What is a BIC / SWIFT code and where do I find it?
A BIC (Bank Identifier Code), also known as a SWIFT code, SWIFT/BIC or SWIFT ID, consists of 8-11 characters and is used to identify a specific bank in an international transaction.
If you're sending a payment or making a transfer to someone outside Malta, you'll need their BIC to ensure your money goes to the right place.
Receiving money from someone abroad
You’ll need to send your BIC / SWIFT code (MMEBMTMT) to the person sending you the money. You can find it at the bottom of your online and paper account statements.
Sending money to someone abroad
You’ll need your payee to give you the code for their bank.
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Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).
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