Discover a world of rewards
With the HSBC Premier Credit Card you'll get:
- Accepted at over 30 million outlets worldwideand at over 4,000 outlets in Malta and Gozo.
- Spread the cost of larger purchases through monthly repayments
- Cash withdrawals from ATMs and over the counter at banks worldwideCounter service not available locally and in some countries or regions.
- Itemized monthly statements
- home&Away programme privilegesSpecial offers from more than 27,000 outlets in more than 160 countries and regions. Find out more.
- Overseas payments in Euro or in any foreign currency
- Interest free periodUp to 56 days interest free credit as per HSBC Card Condition of Use.
- RewardsA simpler way to redeem your loyalty points. You do not need to remember to redeem your points, as we will give you €20 cashback in your card account with every 5,000 points earned.
- Miminum monthly payment of €12 or 5% of outstanding balance, whichever is highest
- Free insuranceReceive free Purchase Protection Insurance, Travel Insurance and Life Cover on your HSBC Premier Credit Card debit balance.
- You may enjoy a world full of benefits provided by ''Mastercard World'', besides from the wide range of benefits offered through HSBC Premier.You can visit Mastercard World Benefits to see what benefits it offers you.
Using your credit card will generate bonus points
As well as the convenience it gives you, using your HSBC Premier Credit Mastercard gives you access to our loyalty points reward scheme.
Earning your points is easy, just use your HSBC Premier Credit Card and you’ll earn one point for every €2 (including VAT) for euro transactions and five points for every €2 (including VAT) for non-euro transactions of Eligible Spending. Points will be awarded for each separate transaction. Any amounts below €2 and any cents in respect of each transaction will be disregarded and will not be accumulated to your total number of points. Points will be shown on your monthly statement and are valid for up to two years from the month that they are first shown on the statement. Each redemption must be of a minimum of 5000 points.
As soon as you earn 5000 points you will receive a cashback of €20 to your credit card account. No need to do anything at your end, we’ll sort it out for you.
Who can apply?
There are several ways to qualify for HSBC Premier status, including:
This does not include money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.
- If you have a new or existing mortgage with HSBC Malta, equivalent to a minimum of €300,000 if applying as a sole customer or €400,000 as a joint customer with a spouse or partner, subject to salary being credited into an HSBC Bank Malta p.l.c. account.
Apply by phone
It's quick and easy to upgrade to HSBC Premier.
You can either opt for a face-to-face appointment at a branch, or a remote appointment by phone and email exchange without the need to visit a branch1.
Call us: +356 2148 9100
Apply in branch
Things you need to know
For recent changes to our Terms & Conditions, please refer here.
Secure Online Transactions
Our cards use a two-factor authentication process to authorise online card payments. Follow the link to learn more about this feature.
At HSBC we're committed to supporting our customers through good times and bad. We understand that unexpected circumstances may impact your finances from time to time.
If you are concerned about your ability to meet your payment obligations with us, it is important that you let us know as soon as possible. We may be able to help.
Please send us an email on firstname.lastname@example.org if you would like to discuss your situation with a member of our team.