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HSBC Student Loan

Help with putting your plans into action

Helping you graduate

Our student loan is a great way to put your plans into action at university. The loan can be used for practically any personal purpose up to a value of €3,500.


With the HSBC Student Loan, you will get:

  • Fast decision

    We will give you a quick reply to your loan request.

  • Preferential variable interest rate

  • Flexible loan

    A Student Loan may be used for practically any personal (i.e. non-commercial) purpose.

  • Maximum amount

    You may borrow up to a maximum of €3,500 subject to income and other criteria.

  • No security required

    Our student loans are unsecured.

Product overview

Maximum loan amount

You may borrow up to a maximum of €3,500, subject to income and other criteria. A Student Loan may be used for practically any personal (i.e. non-commercial) purpose.

Interest rate

Through a Student Loan you may benefit from a preferential variable interest rate of 4.5% (4.7% APRC) (i.e. a margin of 2% over the Bank's Base Rate which is 2.5%).

The maximum amount you may borrow is subject to your financial status, and to further approval by your branch. Terms and conditions apply.

The Annual Percentage Rate of Charge (APRC) on a Student Loan of €3,000, repayable over 5 years at a variable borrowing rate of 4.5% per annum, will be 4.7%.
The loan will be repayable in 59 equal monthly instalments of €56.02 and one final instalment of €56.21.
The total amount paid after 5 years will be €3,361.39.


To apply for a Student loan you must be a resident of Malta, be a full time student, studying secondary or tertiary education in Malta, aged between 18 and 25 years, and have your stipend credited directly into an HSBC Student account. Other eligibility criteria may apply.

Apply in branch

Alternatively, you can visit one of our branches, where our staff will be glad to give you further information and process your application.

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Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).




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