Make more of your money
When a casual meal means the start of a new relationship, go with it. Some of the benefits of HSBC Advance include:
- free Visa Platinum credit card
- free Travel insurance
- loyalty reward scheme
Be ready for your every unexpected.
Eligibility
You can enjoy all the benefits of HSBC Advance, free of charge, if you:
- credit into your HSBC Bank Malta p.l.c account a minimum net annual income of €25,000 to your account if applying as a sole customer, or €35,000 if applying jointly with a spouse or partner
- hold a new or existing mortgage with HSBC Bank Malta p.l.c. equivalent to a minimum of €200,000 if applying as a sole customer, or a minimum of €300,000 as a joint customer with a spouse or partner*
Also, if you are a Graduate, you can enjoy all the benefits of HSBC Advance, free of charge, for a period of 3 consecutive years or for the duration of your personal loan taken with HSBC Bank Malta p.l.c. whilst such eligibility is applicable, if you:
- have obtained a minimum of MQF level 6 qualification within the last 5 years*
*Your salary must be credited to your HSBC Bank Malta p.l.c. account to qualify.
To learn more about Advance eligibility and terms, please review our HSBC Advance FAQs.
Making the most of HSBC Advance
How HSBC Advance can help you
All the services our standard bank account offers plus:
Preferential rates and terms
- no fee subject to meeting the eligibility criteria1
An account that rewards you
- debit card – Free ATM withdrawals from both HSBC and non-HSBC ATMs
Credit card2 - No annual fee on primary and first additional card
Rewards Programme:
Earning your points is easy, just use your HSBC Advance Visa Platinum Credit Card and you'll earn 1 point for every €2 of spending. Points will be awarded for each separate transaction. Amounts below €1 in respect of each transaction will be disregarded and will not be accumulated to your total number of points. Points will be shown on your monthly statement and are valid for up to two years from the month that they are first shown on the statement. Each redemption must be of a minimum of 5000 points.
Every time you earn 5000 points, we will credit your card account with a €20 cashback. You do not need to do anything as we’ll take care of it for you.
Helpful HSBC services and support
- in-branch personal support
- 24/7 priority call centre access
- online banking
- mobile banking3
Everyday banking
Borrowing
Worldwide support
Insurance policy details
As with all insurance policies, terms and conditions, exclusions and limitations apply, so before each trip you should check carefully the following to see whether it meets your needs.
In a constant effort to improve the quality of our products we are pleased to advise you that the insurance policies have been reviewed and new terms and conditions of cover will come into effect from 1 January 2021. As from this date new policies will now be underwritten by Atlas Insurance PCC Limited.
Important documents
Apply for HSBC Advance
New Customers
The first step to becoming an HSBC Advance is to open a Current Account. Apply online to become an HSBC Customer.
Existing HSBC Customer
It’s quick and easy to upgrade to HSBC Advance.
Reach us any time, at +356 2148 9101.
Apply by phone
A member of our Advance team is ready to get you started.
Reach us any time, at +356 21489101
More information
1You can enjoy all the benefits of HSBC Advance, free of charge, if you:
- credit a minimum net annual income of €25,000 to your account if applying as a sole customer or a minimum joint net annual income of €35,000 if applying with a spouse or partner, not including money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.
- hold a new or existing mortgage with HSBC Bank Malta p.l.c. equivalent to a minimum of €200,000 if applying as a sole customer, or a minimum of €300,000 if applying as a joint customer with a spouse or partner*
Also, you can enjoy all the benefits of HSBC Advance, free of charge, for a period of 3 consecutive years or for the duration of your unsecured loan taken with HSBC Bank Malta p.l.c. whilst such eligibility is applicable, if you:
- have graduated within the last 5 years with a minimum of MQF level 6 qualification
*Your salary must be credited to your HSBC Bank Malta p.l.c. account to qualify.
2HSBC Advance VISA Platinum credit cards are issued by HSBC Bank Malta plc., subject to credit approval and require an HSBC Advance relationship.
3Requires you to be registered for online banking and have your credentials readily available. Data charges from your mobile service provider may apply.
4International account opening is not available in all countries or regions and is subject to approval based on local regulations and policies.
5HSBC Premier and Advance mortgages and portable HSBC credit history are not available in all countries or regions. Speak to an HSBC Representative to dermine in which countries and regions these benefits are available. Subject to credit approval.