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HSBC Advance

Easy everyday banking with exclusive benefits and rewards

Make sure to make the most of your HSBC Advance package and enjoy all benefits, which include:

  • free Visa Platinum credit card
  • free Travel insurance
  • loyalty reward scheme

Be ready for your every unexpected.

Eligibility

You can enjoy all the benefits of HSBC Advance, free of charge, if you:

  • credit into your HSBC Bank Malta p.l.c account a minimum net annual income of €20,000 to your account if applying as a sole customer, or €30,000 if applying jointly with a spouse or partner
  • hold a new or existing mortgage with HSBC Bank Malta p.l.c. equivalent to a minimum of €150,000 if applying as a sole customer, or a minimum of €250,000 as a joint customer with a spouse or partner*

Also, if you are a Graduate, you can enjoy all the benefits of HSBC Advance, free of charge, for a period of 3 consecutive years or for the duration of your personal loan taken with HSBC Bank Malta p.l.c. whilst such eligibility is applicable, if you:

  • have obtained a minimum of MQF level 6 qualification within the last 5 years*

*Your salary must be credited to your HSBC Bank Malta p.l.c. account to qualify.

To learn more about Advance eligibility and terms, please review our HSBC Advance FAQs.

How HSBC Advance can help you

All the services our standard bank account offers plus:

Preferential rates and terms

  • no fee subject to meeting the eligibility criteria1

An account that rewards you

  • debit card – Free ATM withdrawals from both HSBC and non-HSBC ATMs

Credit card2 - No annual fee on primary and first additional card

Helpful HSBC services and support

  • in-branch personal support
  • priority call centre access on dedicated line +356 2148 9101 from 08:00-18:00 (Monday to Saturday)
  • 24/7 Facebook Messenger and Online Banking secure message available
  • online banking
  • mobile banking3

Apply for HSBC Advance

New Customers

The first step to becoming an HSBC Advance is to open a Current Account. Apply online to become an HSBC Customer.

Existing HSBC Customer

It’s quick and easy to upgrade to HSBC Advance.

You can either opt for a face-to-face appointment at a branch, or a remote appointment by phone and email exchange without the need to visit a branch6.

Call us on +356 2148 9101 from 08:00-18:00 (Monday to Saturday).

You can also reach us any time via Facebook Messenger and Online Banking secure message available 24/7.

Apply by phone

A member of our Advance team is ready to get you started.


Call us on +356 2148 9101 from 08:00 to 18:00 (Monday to Saturday).

Insurance policy details

As with all insurance policies, terms and conditions, exclusions and limitations apply, so before each trip you should check carefully the following documentation to see whether it meets your needs.

More information

1You can enjoy all the benefits of HSBC Advance, free of charge, if you:

  • credit a minimum net annual income of €20,000 to your account if applying as a sole customer or a minimum joint net annual income of €30,000 if applying with a spouse or partner, not including money transferred from any other sole or joint personal account(s) you may hold with HSBC Bank Malta p.l.c.
  • hold a new or existing mortgage with HSBC Bank Malta p.l.c. equivalent to a minimum of €150,000 if applying as a sole customer, or a minimum of €200,000 if applying as a joint customer with a spouse or partner*

Also, you can enjoy all the benefits of HSBC Advance, free of charge, for a period of 3 consecutive years or for the duration of your unsecured loan taken with HSBC Bank Malta p.l.c. whilst such eligibility is applicable, if you:

  • have graduated within the last 5 years with a minimum of MQF level 6 qualification

*Your salary must be credited to your HSBC Bank Malta p.l.c. account to qualify.

2HSBC Advance VISA Platinum credit cards are issued by HSBC Bank Malta plc., subject to credit approval and require an HSBC Advance relationship.

3Requires you to be registered for online banking and have your credentials readily available. Data charges from your mobile service provider may apply.

4International account opening is not available in all countries or regions and is subject to approval based on local regulations and policies.

5HSBC Premier and Advance mortgages and portable HSBC credit history are not available in all countries or regions. Speak to an HSBC Representative to determine in which countries and regions these benefits are available. Subject to credit approval.

6 You can use our remote appointment if you hold an account with HSBC Bank Malta p.l.c., have updated bank records on our system, hold a valid identity document/passport and are physically located in Malta.

Listening to what you have to say about our services matters to us.