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Loans

We're here to help make your plans a reality

HSBC Personal Loan

  • Favourable terms with the possibility of spreading your repayments over 7 years on amounts over €10,000

  • Unsecured loan makes it easier for you to get a quick decision on your application

  • HSBC Premier customers may borrow up to €70,000, HSBC Advance and Personal banking customers up to €50,000

Fixed interest rate 4.99% (5.0% APRC)

HSBC Green Loan

  • For environmentally friendly and energy saving products and services for personal use

  • Repayable over a maximum term of 7 years

  • Minimum borrowing amount of €600 and maximum of €50,000

Variable interest rate 3.99% (4.0% APRC)

HSBC Car Loan

  • Fast decision, with the money in your account in 24 hours if your loan's approved

  • No security needed

  • Borrow the full amount for your purchase (subject to status)

Fixed interest rate 4.99% (5.0% APRC)

HSBC Home Improvements Loan

  • Fast decision, with the money in your account in 24 hours if your loan's approved

  • Borrow up to €70,000 if you’re an HSBC Premier customer and €50,000 if you’re an HSBC Advance or personal banking customer

  • Spread your repayments over 6 months to 7 years, depending on how much you borrow

Fixed interest rate 4.99% (5.0% APRC)

HSBC Student Loan

  • Discounted personal loan for HSBC Students 18+ customers

  • A Student Loan may be used for practically any personal (i.e. non-commercial) purpose

  • Benefit from a preferential variable interest rate

  • You may borrow up to a maximum of €3,500

Variable interest rate 4.5% (4.7% APRC)

HSBC Personal Overdraft

  • We'll give you a quick reply to your request

  • No processing fee on personal overdrafts

  • Subject to a maximum limit of 10% of your net annual income or €30,000 whichever is the lower

  • HSBC Premier and HSBC Advance customers may benefit from rate discounts

Effective interest rate 6.75% per annum

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