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HSBC Premier Head Start Account for children

Teaching children the value of money is more important than ever in today's financial environment. Our HSBC Premier Head Start Account encourages savings from birth and offers the experience of managing a savings account from 16 years of age. Your children will enjoy preferential rates of interest up until the age of 25.

Your child's HSBC Premier Head Start account will be held in their name, but you'll be able to check it as you need for your peace of mind. You'll be able to make deposits into their account and up until they are aged 18.

Because you never stop worrying about your children, we'll provide them with a Premier Recognition Card, their global safety net with access to the same emergency services you would receive abroad and to help you prepare for and secure your family's future. Premier's Financial Planning services are always on hand.

How it works

These accounts are exclusive to children of HSBC Premier Customers. All applications for Head Start accounts are to be instigated by both parents/legal guardians and can only be opened upon parents/legal guardians' instructions. Both parents/legal guardians have to sign at account opening stage. As regards account operation, parents/legal guardians will then decide if account will be operated as 'Either to Sign', or 'Both to Sign', until age 16 when the child is then of age and can sign solely.

There is no minimum age but a maximum age of 25 years.

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Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).




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