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Advance Credit Card
At a glance
Credit is subject to status, affordability and applicable terms and conditions.
Enjoy a range of benefits when using your card at home or abroad, including exclusive discounts on 1000s of brands and the opportunity to earn cash rewards with our loyalty points program
Free to HSBC Advance customers
Can you apply?
For new and existing Advance customers
Must be a Maltese resident or hold a residency card (in case of Foreigners)
Have an HSBC Account into which you have been paying your income/salary for a minimum period of six months
Minimum net annual income of €20,000 credited to your account for a sole customer, or €30,000 joint net annual income if applying jointly with a partner or spouse
You may also apply if you have a new or existing mortgage with HSBC Bank Malta p.l.c. equivalent to a minimum of €150,000 if applying as a sole customer, or a minimum of €250,000 as a joint customer with a spouse or partner*
Graduates who have obtained a minimum of MQF level 6, can enjoy all the benefits of HSBC Advance, free of charge, for a period of 3 consecutive years (or for the duration of your personal loan taken with HSBC Bank Malta p.l.c. whilst such eligibility is applicable), as long as the application is processed within 5 years from the achievement of certification*
*Customers’ salary must be credited to their HSBC Malta p.l.c. account to qualify
Use our mobile alerts to keep up to date with the activity on your credit card
Cash withdrawals from ATMs and over the counter at banks worldwide
Up to 56 days interest free credit as per HSBC Card Condition of Use
Any liability on your credit card, up to a maximum of €6,000, will be repaid, in the unforeseen event of your death
Exclusive Visa Platinum card benefits
Terms & conditions apply
HSBC home&Away - Get discounts on dining, travel, shopping and more
Premium Hotel Benefits for Visa Cardholders
A simpler way to redeem your loyalty points. We will give you €20 cashback in your card account with every 5,000 points earned
8.7% APR (variable)
(5.75% p.a. over Bank's Base Rate)
Based on assumed credit limit of €1,000
No annual fee
Please read the full product information before you apply. You'll need to book a branch appointment in order to apply.
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Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).
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