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Existing customers

Helping you to fulfil your dreams

Advice and home loan options for existing HSBC customers

Whether you're an established HSBC customer looking to buy a second home or considering borrowing more money against your property, we're here to help.

Why get a home loan with HSBC?

  • expert help from our lending specialists
  • some of the best rates on the market
  • fixed and variable rate options for existing customers

Classic Home Loan

  • Discover the standard home loan that will meet your needs

  • Purchase, build and complete a property that you intend to live in

Terms and conditions apply

About this loan

Maximum loan to value (LTV):

Primary residence 90%

Secondary residence 85%

2.8% pa

Variable interest rate

2.9% pa

Overall cost APRC

HomeOwner Loan

  • Make use of the biggest investment you've probably ever made - your property

  • Use your equity - the positive difference between the value of your home and your outstanding home loan balance - as security for a loan

  • Repay the loan over a longer term

About this loan

Maximum loan to value (LTV) is 80%

4.75% pa

Variable interest rate

5% pa

Overall cost APRC

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Discover the home loan that’s right for you whether you’re downsizing or buying a bigger place.

Approved and issued by HSBC Bank Malta p.l.c, (116, Archbishop Street, Valletta VLT 1444). HSBC is a public limited company regulated by the Malta Financial Services Authority and licensed to carry out the business of banking in terms of the Banking Act (Cap.371 of the Laws of Malta). HSBC is licensed to conduct investment services in terms of the Investment Services Act (Cap.370. of the Laws of Malta) and is enrolled as a Tied Insurance Intermediary for HSBC Life Assurance (Malta) Ltd under the Insurance Distribution Act (Cap. 487 of the Laws of Malta).




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