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Existing customers

Helping you to fulfil your dreams

Advice and home loan options for existing HSBC customers

Whether you're an established HSBC customer looking to buy a second home or considering borrowing more money against your property, we're here to help.

Why get a home loan with HSBC?

  • expert help from our lending specialists
  • some of the best rates on the market
  • fixed and variable rate options for existing customers

Classic Home Loan

  • Discover the standard home loan that will meet your needs

  • Purchase, build and complete a property that you intend to live in

Terms and conditions apply

About this loan

Maximum loan to value (LTV):

Primary residence 90%

Secondary residence 85%

2.8% pa

Variable interest rate

2.9% pa

Overall cost APRC

HomeOwner Loan

  • Make use of the biggest investment you've probably ever made - your property

  • Use your equity - the positive difference between the value of your home and your outstanding home loan balance - as security for a loan

  • Repay the loan over a longer term

About this loan

Maximum loan to value (LTV) is 80%

4.75% pa

Variable interest rate

5% pa

Overall cost APRC

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Discover the home loan that’s right for you whether you’re downsizing or buying a bigger place.

Listening to what you have to say about our services matters to us.