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First time buyers

Helping you to secure your first home

Help every step of the way on your journey to becoming a home owner

Buying your first home is an exciting time. It's also likely to involve some of the most important financial decisions you’ll ever make.

However, the process doesn’t have to be difficult. Our lending specialists are there to help you every step of the way on your journey to becoming a home owner.

Why get a home loan with HSBC?

  • expert help from our lending specialists
  • some of the best rates on the market
  • variable interest rate for first time buyers

Classic Home Loan

  • Discover the standard home loan that meets your needs
  • Purchase, build and complete a property that you intend to live in
Terms and conditions apply

About this loan

Maximum loan to value (LTV):

Primary residence 90%*

Secondary residence 75%


*Please note that this is subject to internal lending criteria.

2.95% pa
Variable interest rate
3.1% pa
Overall cost APRC

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Listening to what you have to say about our services matters to us.