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Insurance Sustainable Finance Disclosure Regulation

HSBC Life Assurance (Malta) Ltd. Sustainable Finance Disclosure Regulation (SFDR)

HSBC Life Assurance (Malta) Ltd., (hereafter to be referred to as “HSBC Life” / the “Company”).

HSBC Life as a manufacturer of insurance-based investment products (IBIPs) qualifies as a financial market participant pursuant to Regulation (EU) 2019/2088 of the European Parliament and of the Council of 27 November 2019 on sustainability‐related disclosures in the financial services sector (hereinafter “SFDR”). Inter alia, the SFDR obliges financial market participants to publish, on its website, information regarding its policy/ies on the integration of ‘sustainability risks’ in its investment decision‐making process, as well as information on whether they consider principal adverse impacts of their investment decisions on ‘sustainability factors’, and how their remuneration policies are consistent with the integration of sustainability risks.

The SFDR defines ‘sustainability risks’ and ‘sustainability factors’ as follows:

‘sustainability risk’ – an environmental, social or governance event or condition that, if it occurs, could cause an actual or a potential material negative impact on the value of the investment; and

‘sustainability factors’ – environmental, social and employee matters, respect for human rights, anti-corruption and anti-bribery matters. 

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